Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the online courses, materials, and resources (collectively, the “Course”) provided by Tablang Insurance Solutions, Inc. (“we,” “our,” or “us”). By enrolling in or accessing the Course, you agree to be bound by these Terms.

1. Access & Eligibility

• Enrollment in the Course grants you a limited, non-transferable, non-exclusive license to access and use the content for your personal educational purposes only.

• You agree not to share your login credentials or provide access to the Course to any other person.

2. Intellectual Property

• All Course materials, including but not limited to videos, audio recordings, documents, text, graphics, and downloadable resources, are the intellectual property of Tablang Insurance Solutions, Inc.

• You may not copy, record, reproduce, distribute, modify, or create derivative works from any Course content without our prior written consent.

3. Prohibited Uses

You agree that you will not:

• Record, screen capture, or otherwise reproduce Course materials.

• Publish or share Course content on external platforms, including but not limited to websites, file-sharing platforms, or social media.

• Use Course content for commercial purposes, resale, or unauthorized training.

4. Termination of Access

We reserve the right to suspend or permanently revoke your access to the Course without refund if you violate these Terms, including but not limited to unauthorized use, distribution, or recording of content.

5. Consequences of Violation

Any misuse of Course materials may result in:

• Immediate termination of access without refund.

• Legal action to enforce intellectual property rights.

• Liability for damages and costs resulting from the violation.

6. Privacy & Confidentiality

Your personal information will be handled in accordance with our Privacy Policy. Additionally, you agree to respect the confidentiality of discussions, group sessions, or shared materials within the Course.

7. Disclaimer of Warranties

The Course and its materials are provided “as is” without warranties of any kind, whether express or implied. We make no guarantees regarding outcomes or results from participation in the Course.

8. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Course or materials.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of California, USA, without regard to conflict of law provisions.

10. Agreement

By accessing or participating in the Course, you acknowledge that you have read, understood, and agree to these Terms of Use.